Unsecured loans are a great way to get quick funding in times of cash shortages. But it’s important to keep in mind that your current borrowing decisions affect not only your credit health today, but also your financial well-being tomorrow. It is therefore important to plan and manage your borrowings wisely. A great way to make a smart borrowing decision is to know your current financial situation by doing a CIBIL score check. Free arrangements for performing these checks are available online, providing convenience and ease.