Kentucky First Federal Bancorp Announces Payment of

HAZARD, Ky. And FRANKFORT, Ky. And DANVILLE, Ky. And LANCASTER, Ky., July 9, 2021 (GLOBE NEWSWIRE) – Kentucky First Federal Bancorp (Nasdaq: KFFB) the holding company of the First Federal Savings and Loan Association of Hazard, Kentucky and First Federal Savings Bank of Kentucky, Frankfort, Kentucky, announced that the company’s board of directors has declared a cash dividend of $ 0.10 per share payable on August 25, 2021 to shareholders of record on July 30. 2021. Tony Whitaker, Chairman of the Company, stated that the Board of Directors has determined that the dividend payment is appropriate in light of the capital and financial condition of the Company.

This press release may contain forward-looking statements, as defined by the Private Securities Litigation Act of 1995 or the Securities and Exchange Commission in its rules, regulations and news releases. The Company intends that these forward-looking statements be subject to the safe harbor rules thus created. All forward-looking statements are based on current expectations regarding material risk factors including, but not limited to, real estate values, the impact of interest rates on financing, changes in general economic conditions , legislative and regulatory changes which adversely affect the business of the Company and the ability of First Federal MHC to forego dividends and changes in the securities markets. Accordingly, actual results may differ from those expressed in forward-looking statements, and the making of such statements should not be construed as a statement by the Company or any other person that the results expressed therein will be achieved.

Kentucky First Federal Bancorp is the parent company of the First Federal Savings and Loan Association, which operates a bank office in Hazard, Kentucky, and the First Federal Savings Bank of Kentucky, which operates six bank offices in Kentucky, three in Frankfort, two in Danville, and one in Lancaster. Kentucky First Federal Bancorp shares trade on the NASDAQ National Market under the symbol KFFB. As of June 30, 2021, the Company had approximately 8,226,715 shares outstanding, of which approximately 57.47% were held by First Federal MHC.

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