Wife hid her husband’s cancer death to claim Rs 3-cr insurance payout: FIR

A woman is accused of having demanded the payment of an insurance policy on the death of her husband by hiding that he died of cancer.

In a complaint lodged at Koramangala Police Station, Tata AIA Life Insurance Manager PB Ganapathi accused Supriya Lakakula of Vittasandra, South Bengaluru of falsely claiming a police payout of Rs 3 crore.

According to the insurer, Lakakula’s husband and Andhra Pradesh native, Krishna Prasad Garlapati, 31, had claimed to be an employee of a well-known software company and had purchased a Maha Raksha Supreme policy through an online portal in March 2021. When taking the police, he provided documents, including his ID, salary certificate and telephone medical examination report. The company has issued a Rs 3 crore policy on document verification. Garlapati had to pay an annual premium of Rs 51,777.

On July 19, 2021, Lakakula went to the insurance company office and said that her husband had died of cardiac arrest on May 14, 2021 and she was the candidate for the police. She produced documents and asked the company to deposit the policy amount into her account with NEFT. The company paid the money into his account on December 16, 2021.

A week later, someone showed up at the company’s offices and provided documentation proving that Garlapati had cancer and had been receiving treatment at a private hospital since October 2020. The company also received emails from two people with the same information.

He investigated the matter and learned that Garlapati had provided fake payslips and concealed his cancer. The company contacted the police to investigate the matter. Lakakula was warned for cheating.

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